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About Us

We have been mortgage and protection advisers since 2003, but have been in the financial services industry all of our working lives. We have vast experience in this field to help you get the most suitable mortgage and protection deals in the market.

SAS Mortgages was set up and authorised by the FCA as a stand alone adviser firm in 2015.

Simon Holmes is our Principle, main Adviser and Consultant and Samantha Holmes is our Administration, Compliance & Office Manager. 

If you are looking to purchase a property, want to discuss a re-mortgage, additional borrowing, or you need any related insurance information and advice, you will need someone with experience by your side. 

We won't baffle you with jargon and we'll explain and arrange everything simply and succinctly so that you don't have to worry about the ins and outs of what may be the biggest purchase of your life.


We have been working alongside Barkers Estate Agents since 2015 and continue to support their clients within their offices based in Birkenshaw and Birstall.

If you are looking to buy or rent, or want to get a free valuation for the sale of your own property, get in touch with Barkers who are experts in property sales and lettings.

Just click on their logo below and this will take you to their website.






Please be aware that by clicking on to the above link you are leaving SAS Mortgages website. Please note that neither SAS Mortgages nor HL Partnership Limited, are responsible for the accuracy of the information contained within the linked site/s accessible from this page

We can however advise and arrange mortgages for anyone no matter where you may see a property advertised or wherever in the country you may be as we deal with all areas of the UK, not just West Yorkshire.

Just sit back, relax and do everything with us from the comfort of your own armchair.


Click below, or on the banner at the top of the page to learn more about what services we can offer you.

SAS Mortgages is a Trading Style of Simon Holmes who is an Appointed Representative of HL Partnership which is Authorised and Regulated by the Financial Conduct Authority. 

The Financial Conduct Authority does not regulate some forms of Buy to Let mortgages. 

Your home may be repossessed if you do not keep up with your repayments on your mortgage.

We may charge a fee for obtaining a mortgage offer for you. The precise amount will depend on your circumstances and will always be agreed with you before proceeding.

If you sign up for CheckMyFile, we may receive a small commission, however this does not effect the service you will receive and you do not pay this.

The information contained within this website is subject to the UK Regulatory Regime and is therefore targeted at consumers based in the UK.

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